“It’s my home,” Sylvia, 85, offers as a simple but profound explanation for why she’s not ready to give up her Manhattan apartment and move in with relatives. Though she lived with her own parents as they aged, Sylvia has lived alone for almost twenty years, since her husband passed away, as does her 92-year-old sister-in-law and many of her contemporaries in old age.

The advent of Social Security gave older people—and more often than not, older women—the financial resources to live on their own. Economists Kathleen McGarry and Robert Schoeni found that 59 percent of widows over the age of 65 lived with adult children in 1940, compared with 20 percent fifty years later. Today nearly a third of all older adults live alone. These rates rise with age and follow distinct gendered patterns, with women much more likely to live alone than men at all ages. By age 85, 47 percent of women and 27 percent of men lived alone in 2010.
Many older people struggle to make ends meet on Social Security as their sole source of income, or in combination with modest savings and pensions. For immigrant elders in cities like New York, living alone is often not an option due to a lack of affordable housing, linguistic hurdles, and cultural traditions of multi-generational living arrangements. While poverty rates rise with age and hit women hardest in late life, as my analysis of Census data has found, those who can afford to live alone usually do. Researchers expect that these trends will only increase with the aging of baby boomers, who have experienced higher rates of divorce, cohabitation, lifelong singlehood, and childlessness during their lifetimes. more...
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