{"id":4,"date":"2013-09-21T20:57:29","date_gmt":"2013-09-21T20:57:29","guid":{"rendered":"http:\/\/thesocietypages.org\/trot\/?p=4"},"modified":"2015-10-13T19:13:59","modified_gmt":"2015-10-13T19:13:59","slug":"loosen-the-leash-on-lenders","status":"publish","type":"post","link":"https:\/\/thesocietypages.org\/trot\/2013\/09\/21\/loosen-the-leash-on-lenders\/","title":{"rendered":"Loosen the Leash on Lenders?"},"content":{"rendered":"<p><a href=\"#\">A recent report from the New York Times<\/a> tells us that Washington may be loosening the leash on mortgage lenders, but a range of research from sociologists over the last five years suggests that there were actually multiple problems that led to the 2008 housing crash, and they weren\u2019t all about financial regulation alone.<\/p>\n<h5>Modern mortgages arose when homeownership was politically popular.<\/h5>\n<ul>\n<li>Neil Fligstein and Doug McAdam\u2019s <a href=\"#\">A Theory of Fields<\/a><\/li>\n<\/ul>\n<h5>Politicians often used economic policy to \u201cpunt\u201d unpopular political conflict.<\/h5>\n<ul>\n<li>Greta Krippner, <a href=\"#\">Capitalizing on Crisis<\/a>, 2011.<\/li>\n<li>Thomas Ferguson and Robert Johnson, <a href=\"#\">Too Big to Bail: The \u201cPaulson Put,\u201d Presidential Politics, and the Global Financial Meltdown<\/a> (Part 1 and Part 2) 2009.<\/li>\n<\/ul>\n<h5>Subprime lending didn\u2019t just take advantage of the poor\u2014it was also a racial problem.<\/h5>\n<ul>\n<li>Jacob Faber, <a href=\"#\">Racial Dynamics of Subprime Mortgage Lending at the Peak<\/a>, 2013.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A recent report from the New York Times tells us that Washington may be loosening the leash on mortgage lenders, but a range of research from sociologists over the last five years suggests that there were actually multiple problems that led to the 2008 housing crash, and they weren\u2019t all about financial regulation alone. Modern [&hellip;]<\/p>\n","protected":false},"author":1893,"featured_media":477,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,85,14],"tags":[38543,38546,38542],"class_list":["post-4","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-culture","category-politics","category-race","tag-culture","tag-politics","tag-race"],"jetpack_featured_media_url":"https:\/\/thesocietypages.org\/trot\/files\/2013\/09\/6870884823_d02729ae00_z.jpg","_links":{"self":[{"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/posts\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/users\/1893"}],"replies":[{"embeddable":true,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/comments?post=4"}],"version-history":[{"count":2,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/posts\/4\/revisions"}],"predecessor-version":[{"id":7,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/posts\/4\/revisions\/7"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/media\/477"}],"wp:attachment":[{"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/media?parent=4"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/categories?post=4"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/thesocietypages.org\/trot\/wp-json\/wp\/v2\/tags?post=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}